How Can Moms on Maternity Leave Obtain Small Loans?

The birth of a tiny being is a sacred event that we, as parents, hope to experience. Creating a child is easy, but giving birth and raising them to be a good person is quite challenging.

When deciding to have a child, parents need to weigh and measure all daily living expenses to ensure their child has the best childhood possible.

These include expenses for diapers, milk, baby supplies, clothing, toys, and when our children fall ill, the cost of treatment can be much higher than it is for adults. This can be called the silent pain that young families face today. To prevent this from happening, many young moms have saved up money to help balance everything.

But life is inherently difficult. During maternity leave, depending on the policies of the company you work for, sometimes the benefits are not enough to buy milk for your baby. The amount of money you saved in advance also diminishes over time because rising expenses make it hard to keep up while you are temporarily unemployed.

This subtly forces husbands, who are often the primary breadwinners of the family, to work hard to earn money to provide for the family. There will come a time when you urgently need money for childcare, but you don’t have a salary yet—what should you do?

When mothers on maternity leave apply for a loan at a bank, the bank is likely to deny them because they are currently unable to work and cannot repay the loan they are taking. Even if they are freelancing, it’s still difficult to gain trust since income from freelance work is not stable.

As a result, the process of assessing and approving loan applications can be very stressful for those caring for small children. Would you leave your child at home and go to the bank, standing in line for hours to register?

Not to mention that if you urgently need money, can you ensure a quick loan disbursement process so you can return to your children?

As a temporary solution, you can use a credit card for emergency expenses. However, credit cards require you to pay on time each month to avoid interest charges. Additionally, current credit cards can only be used for certain transactions and not everywhere.

So, if you are on maternity leave and urgently need a small amount of money, why not apply for a loan online on our website?

These are microfinance organizations—they won’t mind if you don’t have official employment. If you are a mother on maternity leave, you don’t even need to verify your income; you just need to confirm your identity by providing accurate passport information and a valid phone number.

You can choose the amount you want to borrow and the time frame within which you can repay the loan. If the documents are valid, you will receive the money immediately, in just 5-15 minutes. With just your phone, you can apply for a loan online right away and then enjoy a walk in the park with your child!